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eNewsletter - 26 August 2008 In this issue

Dear Miss Meakin,

Welcome to the latest edition of the FPB’s eNewsletter!

The advert says that tax doesn't have to be taxing, and yet, strangely enough, it always is because the goalposts keep moving.

This week, we focus on changes to tax coming up in the next few weeks, as well as looking at commercial lending, new rules on tipping and the National Minimum Wage, and the benefits of a paperless office.

Finally, a reminder to let us know your views on barriers to growth by taking part in the latest Referendum ballot.

If you fancy some FREE PUBLICITY for your company in this newsletter, all you have to do is join our growing ranks of hot tips contributors. Click here to find out more.

FREE credit control templates
Tips and the National Minimum Wage
Tax update
Credit crunch or not, life still goes on ...
Top 10 benefits of a paperless office

Have your say in Referendum

Download HR templates

Practical business guides

Money-saving offers

Advertise with the FPB

Advertisement
 
FREE credit control templates Tips and the National Minimum Wage

Mismanagement of cash flow is the single biggest reason that small businesses fail.

Therefore, a good credit control system is an essential part of any business accounting procedure.

Click here to download our FREE credit control template bundle.

As it celebrates the 10th anniversary of its landmark National Minimum Wage (NMW) legislation, the Government has unveiled plans to amend regulations so that tips can no longer count towards payment of the NMW.

Read on to find out more.

Hot topics

Tax update: changes to Personal Allowance, tax bands and new self-assessment deadline

There are several tax changes coming into force over the next few weeks of which business-owners should be aware, including the change to the Personal Allowance, the Government's attempt to rectify damage done following the abolition of the 10% tax band, as announced in the Budget.

Read on to find out what the changes are and how they affect your business and employees.

Credit crunch or not, life still goes on ...
Businesses need to carry on trading. Banks need to lend money to make profits and keep their shareholders happy. Commercial lending is a complicated subject; it is certainly not as simple as getting a residential mortgage, where a software programme can interrogate the market and in minutes tell you the best two-year fixed deal with the lowest arrangement fee.
 
If there are new opportunities created by the credit crunch that you wish to pursue, or if you wish to review an existing arrangement, here are some tips to help you get the best deal.
Top 10 benefits of a paperless office
According to a recent survey by YouGov, the UK's small and medium-sized enterprises waste more than £42.2 million per day in revenues looking for documents; something that could easily be remedied by creating a 'paperless office'. Despite this, 65% of UK SMEs have still not taken this step. Here are the top 10 reasons to go paperless.
More hot tips >>
Advertising 
 

Advertise your business
Advertise your business from less than £50 per week. With more than 17,000 subscribers, your business can reach a massive potential audience for a minimal outlay. Find out more.

Referendum - have your say Want some free advertising?

The quarterly Referendum ballot provides the mandate for our campaigns, and development of products and services.

This issue looks at barriers to growth for smaller businesses, including access to finance, skills and training.

To fill in your ballot online, click here.

HMRC would like to hear from you if you currently use the online Self-Assessment service and are happy to discuss its benefits. In return, HMRC will publish your testimonial with the name of your business and a photo of you in the national newspapers – what great free advertising!

 

For more information, please contact Dawn Charles on

020 7438 6026.

FPB news
Relieve the rates pain with Small Business Rate Relief

With the deadline for claiming Small Business Rate Relief (SBRR) just weeks away, the FPB is urging business-owners hit by higher rates to apply for some of the £200 million of relief that goes unclaimed each year.

Credit crunch hits more businesses in manufacturing and retail

The owners of small retail and manufacturing firms are blaming the Government for the effects of the credit crunch, according to a survey carried out by one of the FPB's partners, UK200 Group, which represents lawyers and chartered accountants.

More news >>

Disclaimer
The FPB does not endorse the advertisements in this publication and, whilst we take care to make sure their content is suitable for our
readers, we can accept no liability for them. The FPB urges readers to check carefully that they are entirely satisfied with the
authenticity of the advertiser before entering into any form of contract or purchasing goods or services of any kind.

© The Forum of Private Business

The Forum of Private Business Limited is a company registered in England. Company number: 1329000.

FPB, Ruskin Chambers, Drury Lane, Knutsford, Cheshire WA16 6HA

 

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